Small business owners generally fall into two categories. There are the business owners that let their accounting tasks, invoicing, and payables pile up on their desk – or even in a shoe box, until they’re…

Creating a business budget is very similar to creating a personal budget. However there are some differences. When you own a business, taxes are not directly taken out of your income, which makes your income…

Do you have a burning desire to achieve in a sport, hobby, talent or business venture but you never seem to have the time or money to achieve it? Today I am going to talk…

In this day and age, it is easier than ever to spend money – just whip out your debit card and buy whatever you want. The problem with these nearly frictionless transactions is that it…

The thought of putting yourself and your family on a budget can often feels overwhelming for many. The truth of the matter is that not having a budget, operating with financial blinders on, is much…

To borrow a line from the Police, it might seem as easy as your a-b-c’s, but there’s a lot that goes into effective financial modeling. For the past 8 years with Practice Technologies, and going…

Sit amongst a group of friends and associates and mention the word budget, and suddenly everyone has somewhere else they need to be. Usually no one wants to talk about budgets, no one wants to…

Have you ever had an argument with your partner about money? Has he or she spent more than they should? Have you over-spent and tried to cover it up to avoid a fight? I have…

Ah, America…land of the free, home of the indebted. According to CNNMoney.com, the average American household has almost $9,200 in debt. That’s the average. Some have much, much more. Interest rates generally run in the…

I’m a big fan of accountants, but that’s mostly because I don’t like taking the time to figure things out. When it comes to money, I’d much rather listen and follow the advice of an…

Debt cure has always been an issue. Today however, the amount of debt Americans are racking up is astronomical in a way that far surpasses any other time in history. Our national debt is in…

Mortgage refinancing is a good move in most cases and can be very beneficial for the home owner. On the other hand, mortgage refinancing can go wrong and the reality is you might end up…

Many excellent articles have been written offering useful, innovative tips on ways to save money. We’d like to take a different approach. Let’s look at what we call the “philosophy of frugal living.” Don’t confuse…

Financial management is one of the biggest pitfalls for people who are actively engaged in a serious home business. Even if your have chose a good home business you may have no idea on how…

Why a Budget is Important. Let it be your guide from beginning to end. Starting your own home business is a very tricky proposition. Starting your own enterprise is exciting, but it is also inherently…